1) Inspect & Document
Photo-backed evidence of hail/wind impact on shingles, flashing, and soft metals to verify eligibility.
Roofing • Storm Restoration • Since 2014
Texas Roof Insurance Claim Experts — Fast, Honest, Hassle-Free Repairs
We handle the entire roof insurance claim process after hail, wind, and hurricane damage across Sugar Land, Pearland, Katy, Alvin, Houston, Galveston & Missouri City. Licensed • Insured • Bilingual (EN/ES/VI).
24/7 Emergency Response
Adjuster-Ready Photo Report
Warranty-Backed Systems
Adjuster-Ready Report
Drone + on-roof photos, soft-metal evidence, and a clear scope your carrier understands.
We Meet Your Adjuster
Onsite coordination so hail/wind damage is fully documented the first time.
Code-Compliant Replacement
Manufacturer-approved components, ventilation and drip edge for warranty validity.
How Roof Insurance Claims Work
2) File & Coordinate
We help file your claim and meet your adjuster onsite so the scope reflects real damage.
3) Restore & Upgrade
Code-compliant repair or full replacement with manufacturer-approved components and ventilation.
Need signs of hail? See our hail damage guide.
We Work With Your Insurance Company
We coordinate roof damage claims with major Texas carriers and meet adjusters onsite to ensure accurate scope and fair approval.
Fast, Honest Roof Claim Help — Sugar Land, Pearland, Katy
Book a free inspection now. We’ll document hail/wind damage with photos, help you file with your carrier, and meet your adjuster so your claim moves fast.
Already filed? Check claim status with your carrier: State Farm, Allstate, Farmers, USAA, Nationwide, Liberty Mutual, Progressive.
Common Roof Claim Types
- Hail Damage — granule loss, bruising, fractures. Learn more
- Wind Damage — lifted/creased shingles, displaced flashing.
- Hurricane & Tropical Storm — full-system replacements after major events.
- Roof Leak Repair — hidden moisture and underlayment breaches.
- Flashing Failures — chimneys, walls, valleys; storm-caused leaks qualify.
- Soft Metal Strikes — vents/gutters prove storm impact.
- Improper Nailing Patterns — uplift failures justify re-roof.
- Code-Required Upgrades — drip edge, ventilation, decking fixes.
- Manufacturer Systems — matched components for valid warranties.
- Immediate Mitigation — tarp/dry-in to prevent interior damage.
What Homeowners Are Saying
MD
Marcus Davis
Hail claim • Houston, TX
“Crystal walked us through the entire process, explained our policy, handled HOA approval, and her team replaced our roof in one day—with drone photos.”
PT
Phuong Tran
Replacement • Sugar Land, TX
“Khanh made the roof replacement process seamless—handled insurance negotiations and guided me every step. Completely stress-free.”
AK
Andy Klootwyk
New roof • Pearland, TX
“We got a new roof with Khanh at Affordable 1. He walked us through every step and kept us informed. Such a pleasant experience.”
Happy with our work? Leave a Google review.
Financing Options
Start repairs before claim funds arrive. Flexible roof financing and deferred-payment options.
View Financing →Service Areas
Sugar LandPearlandKaty
AlvinHoustonGalveston
Missouri CityLeague CityRosharon
Roof Insurance Claim FAQ
How do I know if my roof damage is covered by insurance?
Most Texas homeowners policies cover hail, wind, and storm damage. We verify eligibility with a free inspection and photo report before filing.
How long do I have to file a roof insurance claim in Texas?
Most carriers allow up to 12 months from the storm date. Contact us within 1–2 weeks after a storm to avoid depreciation or coverage issues.
Does filing a roof claim increase my premium?
Weather claims are generally no-fault. Rate changes are set regionally after storm events, not for filing a single claim.
Do I need multiple estimates?
No—one licensed contractor estimate and photo report is enough. We coordinate scope and pricing with your adjuster.
Will you meet my adjuster onsite?
Yes. We attend the inspection and ensure roof and related damage is fully documented for approval.
See our sources for manufacturer specs and Texas guidance.
File Your Roof Claim with Confidence. Fast inspections. Expert repairs. Real peace of mind.