SUGAR LAND • PEARLAND • KATY • HOUSTON
Expert Hail Damage Claims
in Houston, TX
Hail damage specialists serving Houston, Sugar Land, Pearland & Sienna Plantation. Free inspection detects hidden damage adjusters miss. We've processed 2,000+ hail claims - insurance pays, you pay only your deductible.
Why We're Houston's Hail Claim Experts
Over 10,000+ satisfied homeowners trust us with their roofing needs
Haag Certified Inspectors
Our inspectors are Haag Certified - the gold standard insurance companies trust. We identify hail bruising, granule loss, and impact damage that untrained eyes miss. This certification means adjusters take our findings seriously.
Sienna Plantation & Pearland Specialists
We've documented hundreds of hail claims in these areas after the 2021 and 2022 hailstorms. We know your neighborhood, your roof age, and what damage patterns adjusters expect to see in your area.
Hidden Damage Detection
Hail damage isn't always obvious. Shingles may look fine from the ground but have granule loss, bruising, or micro-cracks that will fail in 2-3 years. We use close-up photography and testing to document everything properly.
Complete Claim Management
We've processed 2,000+ hail claims with State Farm, Allstate, USAA, and others. We know each company's requirements, documentation standards, and how to write successful supplements when initial estimates are insufficient.
Time-Sensitive Response
Hail claims have deadlines - typically 1-2 years from date of loss. After major hailstorms, adjusters get backed up for weeks. We document damage immediately and hold your place in line while you wait for adjuster availability.
No Out-of-Pocket Costs
If insurance approves your claim, you pay only your deductible. We bill insurance directly for the approved amount. If your claim is denied (rare with proper documentation), we don't proceed with work - you're not stuck with bills.
Our Hail Claim Process
From damage detection to insurance approval - we maximize your claim
1
Comprehensive Hail Inspection
Our Haag Certified inspectors examine every slope, document hail hits with close-up photos, measure hail size from impact craters, and test for functional vs cosmetic damage. You get a detailed report with evidence supporting your claim.
2
Claim Filing & Documentation
We help you file your claim with proper language and supporting documentation. When the adjuster visits, we meet them on site to review findings, point out damage, and ensure nothing is missed. Our Haag certification carries weight with adjusters.
3
Supplement Negotiation
If the initial estimate is too low (common with hail claims), we write detailed supplements explaining why additional work is necessary. For example, if underlayment is damaged or roof decking shows impact damage, we document and justify the additional scope.
4
Complete Restoration
Once insurance approves, we order impact-resistant shingles (often required by insurance for hail claims), complete installation in 1-3 days, handle permits and final inspections, and bill insurance directly. You pay only your deductible.
Recent Hail Damage Claims - Houston Area
See the quality workmanship that has earned us 4.9★ rating from Houston homeowners
Hail Damage - Missouri City
Hail Damage - Sienna Plantation
Damage Assessment - Sienna Plantation
Insurance Documentation
Claim Assistance - Houston
Complete Restoration
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Hail Damage Claim FAQs
Get answers to common questions about hail damage and insurance claims
How can I tell if I have hail damage?
From the ground, it's nearly impossible. You need to get on the roof and look closely. Hail damage shows as: dark spots where granules are knocked off, circular bruising on shingles, dings on metal flashing/vents, dents on AC units or gutters. Golf ball-sized hail causes obvious damage. Pea to quarter-sized hail causes subtle damage that's hard to see but will shorten your roof's lifespan by years. That's why we offer free inspections - we catch damage homeowners miss. If your neighbors got new roofs after a storm, you probably have damage too.
How long do I have to file a hail claim?
Most Texas policies give you 1-2 years from the date of loss. BUT - and this is important - you need to know when the hailstorm occurred. If there were multiple storms, we help determine which one caused the damage. Don't wait - insurance companies get stricter about older claims. We've seen claims denied simply because homeowners waited 18 months and insurance questioned whether damage was really from that specific storm. File within weeks or months of a known hailstorm, not years later.
What if my claim gets denied?
It happens, but rarely with proper documentation. Denials usually occur because: 1) Damage isn't severe enough to warrant full replacement (functional vs cosmetic), 2) Damage is from wear/age not hail, or 3) Claim filed too long after storm. If denied, you have options: request re-inspection with a different adjuster, hire a public adjuster (they take 10-15% but fight for you), or accept the denial if damage truly isn't severe. We're honest - if we inspect and don't find enough damage for a claim, we tell you. We won't push claims that won't be approved.
Will my rates go up if I file a hail claim?
Maybe slightly, but probably not as much as you fear. Hail claims are often considered "Act of God" events that don't reflect poorly on you as a policyholder (unlike multiple liability claims or water damage from neglect). Your rates are more affected by: your claims history overall, market conditions, and whether your entire neighborhood files claims (which signals high-risk area). Here's the reality: if you have legitimate hail damage and don't repair it, the roof will deteriorate and you'll eventually need a replacement anyway - at full cost. Most homeowners find the premium increase (often $20-40/month) is worth getting a $15,000-25,000 roof for just their deductible.
Do I need impact-resistant shingles after a hail claim?
Many insurance companies now require Class 4 (highest) impact-resistant shingles after hail claims, especially if you've filed before. These cost more but: 1) Insurance covers the upgrade, 2) They earn you a 10-35% premium discount ongoing, and 3) They actually do resist hail better. CertainTeed Landmark IR and GAF Timberline HDZ (IR version) are common choices. The premium discount often covers the slightly higher cost over time. Plus, if you get hit by hail again, you're better protected. It's a win-win that insurance basically pays for.